Company & background
Is Trading 212 safe & regulated?
Trading 212 is authorised and regulated by 2 authorities. Regulation determines what client-money protections apply to you, so it is the single most important factor when choosing a broker.
Fees & spreads
Leverage & margin
Markets & instruments
Trading platforms
Mobile app
Funding & withdrawals
Payment methods: ["Bank Transfer","Credit Card","Apple Pay","Google Pay"].
The verdict on Trading 212
79% of retail CFD accounts lose money with this provider. Capital at risk.
Trading 212 review — frequently asked questions
Is Trading 212 regulated?
Yes. Trading 212 is authorised and regulated by FCA, CySEC. Regulation means client funds are held in segregated accounts and retail clients benefit from protections such as negative balance protection.
What is the minimum deposit at Trading 212?
The minimum deposit at Trading 212 is $1. You can fund your account using ["Bank Transfer","Credit Card","Apple Pay","Google Pay"].
How much leverage does Trading 212 offer?
Retail clients at Trading 212 can trade with leverage up to 30:1. Leverage magnifies both gains and losses, so use it with care.
What trading platforms does Trading 212 support?
Trading 212 offers Trading 212 App, Web Platform.
Is Trading 212 safe for trading?
Trading 212 is regulated by FCA and CySEC. However, regulation protects your funds, not your trades: 79% of retail investor accounts lose money trading CFDs with this provider.
James Whitfield
James came to trading from teaching, and it shows: he explains jargon instead of hiding behind it, and he judges a broker by how well it treats someone on day one. He walks through sign-up, funding and a first trade so newcomers know what to expect before they risk a cent.
How we test
Every TradeSpotter review is built from the same standardised data set: regulatory status verified against primary registers, fees and conditions taken from the broker's own published terms, and platform capabilities confirmed feature-by-feature. We do not accept payment to change a rating. Where we can't verify a figure, we leave it out rather than estimate it.
Reviewed by James Whitfield, Education Editor. Last updated 2026. This page is general information, not financial advice.